Guides
Plain-language guides
Short, clear guides from David on buying, refinancing and everything in between. Read at your own pace, then ask David anything.
How buying a home works, step by step
The path from a first conversation to keys in hand, and what happens at each step.
Read the guideConventional, FHA, VA and more: how the main loan types differ
What sets each common loan type apart, and who each one tends to suit.
Read the guideWhat affects the cost of a mortgage
The factors that move what you pay, and the ones you can influence.
Read the guideRefinancing: when it can make sense
Common reasons to refinance, and how to tell whether it pays for itself.
Read the guideClosing costs, explained
What you pay at closing, who it goes to, and how to compare offers fairly.
Read the guideDocuments to have ready
The paperwork lenders usually ask for, so nothing slows you down.
Read the guideUsing your VA home loan benefit
Who's eligible, what's different about VA loans, and how to get started.
Read the guideBuying your first home: what to know
The basics first-time buyers ask about most, in plain language.
Read the guide