Guide

Buying your first home: what to know

The basics first-time buyers ask about most, in plain language.

Save for more than the down payment

Plan for closing costs and a cushion for moving, repairs and the first months in your new home, not only the down payment.

Look into assistance programs

Many states, counties and cities offer down payment and closing cost assistance for first-time buyers, often with income or price limits. David can tell you what's available in Fort Lauderdale.

Protect your credit while you shop

Keep paying every bill on time, keep card balances low, and wait on new car loans or credit cards until after closing.

Ask every question

There are no silly questions on your first purchase. David would rather explain something twice than have you sign anything you don't understand.

General information, not advice for your situation and not a loan offer. Programs and guidelines change; David can tell you what applies to you.

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David J Poloney

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