Loan programs

Refinance

Review whether a new loan fits your goals.

A refinance replaces your current mortgage with a new one. People refinance for different reasons, such as changing their loan type or using home equity. We look at your numbers with you and explain the costs so you can decide.

Payment calculator

See what your monthly payment could look like

Type or slide in a home price, the amount you plan to put down, a rate you have been quoted and a term. The estimate updates as you go, and nothing is sent unless you ask David to review it.

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Loan term

Estimated principal and interest

Your estimate appears here

Fill in all four numbers to see it. Prefer to talk it through? Call David at (954) 504-5611.

For illustration only. Not a loan offer. Taxes and insurance not included.

Apply

Want David to look at these numbers?

Send them over and David will follow up with a quick, no-pressure review of your options.

    Have David review these numbers

    David will reach out to go over your real options.

    How it works

    From first call to closing, in four steps

    1. 01

      Start a conversation

      Tell David what you are planning. A short call or message is enough to begin.

    2. 02

      Compare your options

      David learns your goals and lays out the loan options that may fit, with the tradeoffs explained.

    3. 03

      Apply securely

      When you are ready, you apply online. David tells you exactly which documents are needed.

    4. 04

      Get to closing

      David keeps you posted through underwriting and is there for questions on closing day.

    Contact

    Get in touch

    Send a message and David will reach out. You can also call or text.

    David J Poloney, NMLS #796103
    David John Lending Group, NMLS #1958392

    David J Poloney

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    Please don't include account numbers or Social Security numbers.

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    David J Poloney

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    When are you hoping to move forward?
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