Get in touch
Send a message and David will reach out. You can also call or text.
David J Poloney, NMLS #796103
David John Lending Group, NMLS #1958392
Questions people ask most
How long does the loan process take?
It depends on the loan type, the property and how quickly documents come in. David gives you a realistic timeline once your file is reviewed.
What documents will I need?
Usually recent pay stubs, W-2s or tax returns, bank statements and a photo ID. The exact list depends on your situation, and David sends you a checklist.
Does talking with you affect my credit?
A conversation does not require a credit check. When you apply, your credit is reviewed with your permission, and David explains how that works first.
Can you help if I am self-employed?
There are loan options that document income in different ways. David reviews your situation and explains which ones may fit.
What happens after I reach out?
David contacts you to learn about your goals, reviews options with you and explains the next steps. There is no obligation.

