Loan programs

Self-Employed and Bank Statement Loans

Options that document income with bank statements instead of tax returns.

If you run your own business, your tax returns may not show your full picture. Bank statement loans document income a different way. Guidelines and costs differ from other programs, and we walk you through them.

Payment calculator

See what your monthly payment could look like

Type or slide in a home price, the amount you plan to put down, a rate you have been quoted and a term. The estimate updates as you go, and nothing is sent unless you ask David to review it.

$
$
%
Loan term

Estimated principal and interest

Your estimate appears here

Fill in all four numbers to see it. Prefer to talk it through? Call David at (954) 504-5611.

For illustration only. Not a loan offer. Taxes and insurance not included.

Apply

Want David to look at these numbers?

Send them over and David will follow up with a quick, no-pressure review of your options.

    Have David review these numbers

    David will reach out to go over your real options.

    How it works

    From first call to closing, in four steps

    1. 01

      Start a conversation

      Tell David what you are planning. A short call or message is enough to begin.

    2. 02

      Compare your options

      David learns your goals and lays out the loan options that may fit, with the tradeoffs explained.

    3. 03

      Apply securely

      When you are ready, you apply online. David tells you exactly which documents are needed.

    4. 04

      Get to closing

      David keeps you posted through underwriting and is there for questions on closing day.

    Contact

    Get in touch

    Send a message and David will reach out. You can also call or text.

    David J Poloney, NMLS #796103
    David John Lending Group, NMLS #1958392

    David J Poloney

    Get in touch

    How can David reach you?

    Please don't include account numbers or Social Security numbers.

    Let's connect

    David J Poloney

    Let's get you started

    What can David help you with?
    When are you hoping to move forward?
    How can David reach you?