Loan programs
First-Time Buyer Programs
Guidance for your first purchase, from budget to closing.
Buying your first home comes with a lot of new terms. We explain each step in plain language, review local assistance programs you may be eligible for, and help you set a budget you are comfortable with.
See what your monthly payment could look like
Type or slide in a home price, the amount you plan to put down, a rate you have been quoted and a term. The estimate updates as you go, and nothing is sent unless you ask David to review it.
Estimated principal and interest
Your estimate appears here
Fill in all four numbers to see it. Prefer to talk it through? Call David at (954) 504-5611.
Estimated principal and interest
$0/ per month
- Down payment
- $0
- Loan amount
- $0
- Interest over the full term
- $0
- Total of all payments
- $0
For illustration only. Not a loan offer. Taxes and insurance not included.
From first call to closing, in four steps
- 01
Start a conversation
Tell David what you are planning. A short call or message is enough to begin.
- 02
Compare your options
David learns your goals and lays out the loan options that may fit, with the tradeoffs explained.
- 03
Apply securely
When you are ready, you apply online. David tells you exactly which documents are needed.
- 04
Get to closing
David keeps you posted through underwriting and is there for questions on closing day.
Other loan programs
Get in touch
Send a message and David will reach out. You can also call or text.
David J Poloney, NMLS #796103
David John Lending Group, NMLS #1958392