Areas served
Home loans in Fort Lauderdale
David helps buyers and homeowners in Fort Lauderdale understand their loan options, one step at a time.
Loan programs
Loan programs available in Fort Lauderdale
- Conventional LoansA common choice for buyers with steady income and established credit.
- FHA LoansFlexible credit guidelines for many first-time and repeat buyers.
- VA LoansHome loans for eligible veterans, service members and surviving spouses.
- First-Time Buyer ProgramsGuidance for your first purchase, from budget to closing.
- Jumbo LoansFinancing for homes priced above conforming loan limits.
- RefinanceReview whether a new loan fits your goals.
- DSCR and Investor LoansInvestment property loans that look at a property's rental income.
- Self-Employed and Bank Statement LoansOptions that document income with bank statements instead of tax returns.
- Reverse MortgagesOptions for homeowners 62 and older to use home equity.
- Commercial Real Estate LoansFinancing to buy or refinance income-producing and owner-occupied commercial property.
- Small Balance Commercial LoansFinancing for smaller commercial properties that big banks often pass on.
- Private Money LoansBusiness-purpose real estate loans from private lenders when a bank is not the right fit.
- Hard Money and Construction LoansFinancing for fix and flips, heavy rehabs and ground-up construction.
How it works
From first call to closing, in four steps
- 01
Start a conversation
Tell David what you are planning. A short call or message is enough to begin.
- 02
Compare your options
David learns your goals and lays out the loan options that may fit, with the tradeoffs explained.
- 03
Apply securely
When you are ready, you apply online. David tells you exactly which documents are needed.
- 04
Get to closing
David keeps you posted through underwriting and is there for questions on closing day.
Contact
Get in touch
Send a message and David will reach out. You can also call or text.
David J Poloney, NMLS #796103
David John Lending Group, NMLS #1958392